Structured assistance for individuals preparing to file Chapter 7 bankruptcy
The Bankruptcy Support Services division of Eighty Paydex provides document preparation support for individuals seeking relief under Chapter 7 of the United States Bankruptcy Code. Our role is limited to assisting with the organization and preparation of required bankruptcy petition documents based strictly on information you provide.
We focus exclusively on Chapter 7 consumer bankruptcy preparation support. We do not handle Chapter 13 repayment plan cases.
What This Division Helps With
Filing for Chapter 7 bankruptcy involves completing detailed federal forms, submitting financial disclosures, and following strict procedural requirements. Many filers struggle with paperwork accuracy, document organization, and understanding what information must be included.
Our service is designed to help you prepare a complete, organized petition package for filing.
We assist with:
• Preparation of Chapter 7 bankruptcy petition forms
• Organization of income, asset, debt, and expense information
• Formatting creditor mailing matrices
• Assembly of required schedules and statements
• Document organization for court filing
• General procedural guidance about the filing process
All documents are prepared using the financial and personal information you provide.
What This Service Does Not Include
To remain compliant with federal law governing bankruptcy petition preparers, there are strict limits on what we can do.
We do not:
• Provide legal advice
• Tell you whether you should file bankruptcy
• Recommend Chapter 7 vs Chapter 13
• Advise you on keeping or surrendering property
• Represent you in court
• Communicate with creditors on your behalf
• Sign documents as your legal representative
Who This Service Is For
This division is appropriate for individuals who:
• Have decided to pursue Chapter 7 bankruptcy
• Are filing without an attorney
• Need help preparing and organizing the required paperwork
• Want structured support to reduce clerical errors and omissions
How the Process Works
Step 1 – Intake and Financial Information
You provide detailed information about your income, debts, assets, expenses, and financial history.
Step 2 – Document Preparation
We use your information to prepare the required Chapter 7 petition forms, schedules, and statements.
Step 3 – Review and Signature
You review all prepared documents for accuracy and completeness before signing.
Step 4 – Filing
You file your petition with the appropriate United States Bankruptcy Court and pay the required court filing fee directly to the court.
Nationwide Support
Our Chapter 7 document preparation support is available to individuals in all 50 states. Filing procedures and local court rules may vary, and it is your responsibility to ensure compliance with your local bankruptcy court.
Important Disclosures
Eighty Paydex is not a law firm and does not provide legal advice. We are a bankruptcy petition preparation support service acting solely as a document preparer. All information placed into your bankruptcy forms is provided by you, and you are responsible for the accuracy of your filing.
Move Forward With Organized Preparation
If you have decided to file Chapter 7 bankruptcy and need structured help preparing your paperwork, our Bankruptcy Support Services division can assist with the document preparation process.
Begin Your Chapter 7 Intake
Frequently Asked Questions
Eighty Paydex Inc. provides document preparation support and procedural guidance for individuals pursuing Chapter 7 bankruptcy. We assist with organizing information, preparing required forms based on client-provided details, and ensuring documents are formatted according to court standards.
We do not provide legal advice or legal representation.
No. Eighty Paydex Inc. is not a law firm, and no attorney-client relationship is created by using our services. Our role is limited to legal-adjacent support, document preparation, and procedural education.
Chapter 7 bankruptcy is generally for individuals seeking relief from unsecured debts such as credit cards, medical bills, and personal loans. Eligibility depends on factors such as income, household size, and prior bankruptcy filings.
We do not determine eligibility or provide legal opinions, but we help clients prepare documents once they decide to proceed.
No. Clients are responsible for filing their bankruptcy documents with the court. Eighty Paydex Inc. prepares the documents and provides procedural guidance so clients understand how and where to file.
In many cases, filing Chapter 7 triggers an automatic stay, which may temporarily stop collection actions such as wage garnishments, lawsuits, or collection calls. Whether the automatic stay applies depends on your specific circumstances and prior filings.
We do not guarantee outcomes or court actions.
The Chapter 7 process typically takes three to six months from filing to discharge, though timelines can vary based on court schedules, trustee requests, or individual case factors.
Clients are required to provide accurate and complete information, including:
- Income and employment details
- Asset and property information
- Debt and creditor information
- Household and expense details
Providing incomplete or inaccurate information may delay preparation or impact filing.
After purchase:
- You will be required to review and sign a service agreement
- You will complete a bankruptcy-specific intake form
- Our team will prepare your documents based on the information provided
- You will receive your completed documents with filing instructions
Delivery timelines begin once intake information is received.
Prepared documents are typically delivered electronically. In some cases, documents may also be delivered via USPS, depending on the service selected.
Due to the nature of bankruptcy document preparation and time-based services, refunds are not available once work has begun, except in limited circumstances outlined in our Refunds & Returns Policy.
If documents are returned due to a preparation error caused by our team, we will correct the issue in accordance with our Refunds & Returns Policy. Requests or issues unrelated to preparation errors do not qualify for refunds.
Yes. We take privacy seriously and implement safeguards to protect client information. Please review our Privacy Policy for details on how your data is handled.
To begin, select the appropriate Chapter 7 Bankruptcy Support Service, complete the required agreement, and submit your intake information. Our team will guide you through the next steps.
