Strengthen visibility
Correct how the business appears online and improve the information customers encounter first.
Review visibility servicesBusiness infrastructure and financial documents
Structure the business.
Address the pressure.
Eighty Paydex works with business owners and individuals who need capable help with digital operations, administrative work, credit preparation, or bankruptcy documents. We define the matter, complete the agreed work carefully, and leave you with something you can use.
Direct communication
Scope agreed in advance
Remote service available
10+Years in document preparation
NationwideRemote bankruptcy preparation
DefinedDeliverables, timing, and fee
Where to begin
Start with the problem in front of you.
Improve the operation
Bring administrative work, business documents, records, and recurring tasks under control.
Review operations supportPrepare for funding
Examine the business profile, identify weaknesses, and assemble a more credible application file.
Review funding preparationResolve financial documents
Review consumer credit records or examine the document process for a self-represented bankruptcy filing.
Review consumer servicesBusiness and consumer services
Detailed work. Defined deliverables.
Services may be retained individually or combined into one engagement. Before work begins, we confirm the objective, deliverables, timeline, and fee.
01
Search and visibility
SEO and local visibility
A disciplined review of how the business appears in search and whether customers can find consistent, credible information.
- Technical and on-page website review
- Google Business Profile review and correction
- Directory and citation audit
- Keyword, indexing, and implementation plan
02
Content and audience
Social media management
Editorial planning and account management grounded in what the business sells, whom it serves, and how it should be understood.
- Monthly content framework and calendar
- Original copy and visual direction
- Scheduling and account maintenance
- Performance review and reporting
03
Back-office support
Administrative services
Administrative support for owners who need reliable systems rather than another collection of unfinished documents.
- Forms, proposals, and client materials
- Record organization and data maintenance
- Operating procedures and workflow design
- Recurring remote administrative support
04
Capital preparation
Business credit and funding readiness
An objective review of whether the company profile, records, and application materials are prepared for lender scrutiny.
- Corporate profile and listing consistency
- Business credit bureau review
- Funding readiness assessment
- Application file organization
Eighty Paydex is not a lender. Approval, rates, limits, and funding decisions remain with the funding source.
05
Digital presence
Website and digital setup
A business website should explain the company, establish credibility, and make the next action unmistakable. Its structure, copy, and inquiry flow are developed around those requirements.
- Information architecture and copy
- Responsive design and development
- Domain, email, and profile connections
- Inquiry flow and ongoing updates
06
Plans and documents
Business plans and professional documents
Well-structured documents that explain the business model, operating position, and proposed use of capital without overstating the facts.
- Business plans and operating plans
- Capability statements and proposals
- Company profiles and presentations
- Reusable internal forms and templates
07
Consumer credit
Credit review and restoration support
A methodical review of what the bureaus are reporting, what appears inconsistent, and what records may support a dispute.
- Three-bureau report review
- Identification of errors and inconsistencies
- Preparation of dispute correspondence
- Response review and progress tracking
08
Consumer relief
Bankruptcy petition preparation
Nonattorney preparation of Chapter 7 and Chapter 13 documents for individuals who have decided to proceed without legal representation.
- Chapter 7 flat fee: $249
- Chapter 13 flat fee: $799
- Petition, schedules, statements, and disclosures
- Document and filing checklists
Define a working scope
Identify what is consuming time or limiting progress.
Select every issue that applies. The planner will group related services into a sensible starting scope. It does not commit you to any service.
Recommended starting scope
A logical order of work
Bankruptcy document preparation
Accurate documents for people filing without an attorney.
The flat fee covers preparation from the information and decisions you provide. Court fees, required courses, trustee payments, amendments, and legal advice are separate.
07
Chapter 7
Chapter 7 petition package
$249
- Petition, schedules, statements, and required disclosures
- Creditor information organized from the records you provide
- Review for completeness and internal consistency
- Completed package with a filing and document checklist
13
Chapter 13
Chapter 13 petition package
$799
- Petition, schedules, statements, and required disclosures
- Creditor, arrearage, and secured debt information organized
- Plan documents prepared from the terms you select
- Completed package with a filing and document checklist
What a filed case may affect
The automatic stay can interrupt several forms of collection.
01Collection activity
Filing a petition generally stays most collection actions, subject to statutory exceptions.
02Wage garnishment
Many garnishments stop while the stay is effective, although the nature of the debt still matters.
03Repossession
Timing is critical. Preventing a repossession is different from recovering property after it has been taken.
04Foreclosure
A filing before a completed sale may pause the proceeding. Chapter 13 may allow arrears to be addressed over time.
The stay has exceptions, may be limited in repeat cases, and can be modified by the court. Urgent matters and questions about legal effect should be reviewed by a licensed attorney.
Chapter comparison
Chapter 7 and Chapter 13 are different legal frameworks.
This summary explains common distinctions. It does not determine eligibility or recommend a chapter.
Commonly described as liquidation
A comparatively shorter process centered on nonexempt assets and qualifying debt.
- Typical debt
- Credit cards, medical bills, personal loans, old leases, and other qualifying unsecured obligations.
- Property
- Applicable exemptions may protect certain property. Nonexempt assets can be administered by the trustee.
- Income review
- Consumer debtors generally complete a means test using household income and permitted expenses.
- Question to examine
- Do property, income, transfers, or recent financial transactions make the case more complex?
Adjustment of debts for regular income
A court-supervised plan that commonly lasts three to five years.
- Typical purpose
- Addressing mortgage or vehicle arrears, retaining property, and restructuring obligations over time.
- Regular income
- A feasible plan generally depends on dependable income and the ability to make required payments.
- Ongoing duties
- Plan payments and current obligations must be maintained while the case remains active.
- Question to examine
- Can the household budget support current expenses and a realistic repayment plan?
Educational screening
Which issues deserve attention first?
Answer five general questions. The result will direct you to relevant information or identify circumstances that merit legal review before document preparation.
This is not an eligibility analysis, legal advice, or a recommendation to file.
Educational result
How an engagement works
The work is defined before it begins.
You should understand the objective, the information required, the deliverables, and the next step at every stage.
- 01
Establish the objective
Explain the present problem, the result you are seeking, and any date that affects the work.
- 02
Confirm the scope
We identify the service, source materials, deliverables, timing, and fee before the engagement begins.
- 03
Complete the work
We perform the agreed work and use direct questions and status updates to keep the matter moving.
- 04
Review and deliver
You review the work, identify any included corrections, and receive the final documents or completed setup with appropriate instructions.
10+
Document experience
Competence begins with attention to detail.
Eighty Paydex is led by a paralegal and business support professional with more than a decade of document preparation experience, including hundreds of bankruptcy petitions and substantial administrative work.
The handoff matters.
Business clients receive the agreed deliverables in usable form. Bankruptcy clients receive completed documents and procedural checklists while remaining responsible for legal decisions and court requirements.
Begin an inquiry
Describe the matter and the result you need.
Select the relevant service and provide the facts that matter. We will use that information to determine whether the work is within scope and what information or action is required next.
If timing matters, state the date plainly.
Document preparation does not stop collection activity. Funding preparation does not control approval decisions or closing dates. If a bankruptcy deadline is imminent, call and consider obtaining legal advice.
Before an engagement begins
Questions of scope, price, and responsibility.
Business services are priced according to the work. Bankruptcy preparation uses the published flat fee.
Can I combine several business services?
Yes. SEO, social media, website, administrative, funding preparation, and document services may be combined into one engagement. The planner provides a preliminary scope; the final deliverables are confirmed before work begins.
How are business services priced?
Business projects are quoted according to scope, complexity, number of deliverables, and whether the work is a single project or a recurring responsibility. You receive the fee and terms before authorizing the work. Chapter 7 preparation is $249; Chapter 13 preparation is $799.
Do you guarantee funding or search-engine results?
No. Eighty Paydex can improve preparation, organization, and execution. Lenders control funding decisions, and search platforms control ranking systems. We do not guarantee approvals, credit limits, interest rates, funding dates, rankings, traffic, or sales.
Is Eighty Paydex a law firm?
No. Eighty Paydex Unlimited Inc. provides nonattorney bankruptcy petition preparation. We type and organize court documents from the information and decisions you provide. We do not represent clients in court, select exemptions, decide which chapter should be filed, or provide legal advice.
Does the preparation fee include the court filing fee?
No. The $249 Chapter 7 fee and $799 Chapter 13 fee cover document preparation. Court filing fees, required courses, trustee payments, amendments, and attorney services are separate unless a written agreement expressly states otherwise.
Can you help clients in every state?
Remote petition preparation is available nationwide for people filing without an attorney. Local forms and procedures vary by district, and states do not regulate document preparers uniformly. We confirm what service is available before accepting the matter.
What information will I need?
Most filers need a complete creditor list, recent income records, bank statements, applicable tax returns or transcripts, property and vehicle information, monthly expenses, identification, details of recent transactions, and a credit counseling certificate. The final checklist depends on the chapter and the facts.
Can bankruptcy stop a garnishment, repossession, or foreclosure?
Filing generally creates an automatic stay that stops many collection actions, but exceptions and timing rules apply. Repeat cases can limit the stay, creditors may seek relief from it, and a completed sale or repossession may change what is possible. A licensed attorney should review any urgent deadline.
How quickly can documents be prepared?
Complete files move fastest. Same day preparation may be available when every required document and answer is received by 11 a.m., but no filing time or court result is guaranteed. Missing information, complex assets, prior cases, and local requirements can extend the work.
Review the federal judiciary’s own explanations. These resources provide general information about bankruptcy and filing without an attorney.
Bankruptcy basics Filing without an attorney