:root {
  --ink: #0d0e10;
  --paper: #f3f1ec;
  --white: #ffffff;
  --red: #c4161c;
  --red-dark: #8f0e14;
  --red-soft: #f7d8da;
  --gray: #6f7074;
  --line: rgba(13, 14, 16, 0.18);
  --shadow: 0 22px 55px rgba(13, 14, 16, 0.14);
  --max: 1220px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--paper); color: var(--ink); font-family: Arial, Helvetica, sans-serif; font-size: 1rem; line-height: 1.55; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
button { cursor: pointer; }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid #ff5d62; outline-offset: 3px; }
section[id] { scroll-margin-top: 7rem; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 1rem; top: -4rem; z-index: 100; background: var(--white); padding: .75rem 1rem; font-weight: 700; }
.skip-link:focus { top: 1rem; }

.utility-bar { min-height: 34px; display: flex; justify-content: space-between; align-items: center; gap: 1rem; padding: .35rem max(1.25rem, calc((100vw - var(--max)) / 2)); background: var(--ink); color: var(--white); font-size: .8rem; letter-spacing: .06em; text-transform: uppercase; }
.utility-bar p { margin: 0; }
.utility-bar a { color: var(--white); text-decoration: none; }
.utility-bar a span { color: #ff6b70; font-weight: 700; }

.site-header { position: sticky; z-index: 40; top: 0; min-height: 104px; padding: .75rem max(1.25rem, calc((100vw - var(--max)) / 2)); display: flex; align-items: center; justify-content: space-between; gap: 2rem; border-bottom: 1px solid var(--line); background: rgba(243,241,236,.94); backdrop-filter: blur(14px); transition: min-height .2s ease, box-shadow .2s ease, background .2s ease; }
.site-header.is-scrolled { min-height: 82px; background: rgba(243,241,236,.98); box-shadow: 0 12px 35px rgba(13,14,16,.12); }
.brand { display: inline-flex; align-items: center; gap: .85rem; text-decoration: none; }
.brand-logo-img { width: 236px; height: 78px; display: block; object-fit: contain; object-position: center; flex: 0 0 auto; transition: width .2s ease, height .2s ease; }
.site-header.is-scrolled .brand-logo-img { width: 210px; height: 62px; }
.site-nav { display: flex; align-items: center; gap: 1.25rem; }
.site-nav a { position: relative; text-decoration: none; font-size: .92rem; font-weight: 700; }
.site-nav a:not(.nav-cta):hover, .site-nav a:not(.nav-cta):focus-visible { color: var(--red); }
.site-nav a:not(.nav-cta)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -.45rem; height: 2px; background: var(--red); transition: right .2s ease; }
.site-nav a:not(.nav-cta):hover::after, .site-nav a:not(.nav-cta):focus-visible::after, .site-nav a.is-active::after { right: 0; }
.site-nav a.is-active { color: var(--red); }
.nav-cta { padding: .8rem 1.1rem; background: var(--red); color: var(--white); }
.nav-cta:hover, .nav-cta:focus-visible { background: var(--red-dark); }
.menu-button { display: none; border: 0; background: transparent; width: 44px; height: 44px; padding: 10px; }
.menu-button > span:not(.sr-only) { display: block; height: 2px; background: var(--ink); margin: 5px 0; }

.hero { max-width: var(--max); margin: 0 auto; padding: clamp(3.5rem, 8vw, 7rem) 1.25rem 0; display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(310px, .65fr); column-gap: clamp(2.5rem, 6vw, 6rem); }
.hero-copy { padding-top: 1rem; }
.eyebrow { margin: 0 0 1rem; color: var(--red); font-size: .78rem; font-weight: 800; letter-spacing: .16em; text-transform: uppercase; }
.hero h1 { max-width: 830px; margin: 0; font-size: clamp(3rem, 7.2vw, 6.7rem); line-height: .91; letter-spacing: -.075em; text-transform: uppercase; }
.hero h1 span { color: var(--red); }
.hero-intro { max-width: 690px; margin: 2rem 0 0; font-size: clamp(1.08rem, 1.5vw, 1.3rem); line-height: 1.55; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 2rem; }
.button { min-height: 52px; display: inline-flex; align-items: center; justify-content: center; padding: .8rem 1.2rem; text-decoration: none; font-weight: 800; border: 2px solid var(--ink); transition: color .2s ease, background .2s ease, border-color .2s ease, transform .2s ease; }
.button:hover, .button:focus-visible { transform: translateY(-2px); }
.button-primary { background: var(--ink); color: var(--white); }
.button-primary:hover, .button-primary:focus-visible { background: var(--red); border-color: var(--red); }
.button-secondary { background: transparent; }
.button-secondary:hover, .button-secondary:focus-visible { background: var(--white); }
.hero-assurances { display: flex; flex-wrap: wrap; gap: .65rem 1.2rem; margin-top: 1.35rem; color: #4f5054; font-size: .75rem; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }
.hero-assurances span { display: inline-flex; align-items: center; gap: .5rem; }
.hero-assurances span::before { content: ""; width: 7px; height: 7px; background: var(--red); }

.pressure-panel { position: relative; background: var(--ink); color: var(--white); padding: 1.8rem; overflow: hidden; }
.pressure-panel::before { content: ""; position: absolute; top: 0; right: 0; width: 9px; height: 100%; background: var(--red); }
.service-panel { padding-top: 0; }
.hero-logo-wrap { position: relative; margin: 0 -1.8rem 1.6rem; padding: 1.35rem 1.5rem; background: linear-gradient(135deg, #ffffff 0%, #e5e2dc 100%); border-bottom: 5px solid var(--red); text-align: center; overflow: hidden; }
.hero-logo-wrap img { width: min(100%, 350px); height: auto; display: block; margin: 0 auto; object-fit: contain; }
.panel-kicker { margin: 0 0 1rem; color: #ff777b; font-size: .78rem; letter-spacing: .16em; text-transform: uppercase; font-weight: 800; }
.pressure-item { display: grid; grid-template-columns: 2.4rem 1fr; gap: .8rem; padding: 1.15rem 0; border-top: 1px solid rgba(255,255,255,.18); }
.pressure-item > span { color: #ff777b; font-size: .8rem; font-weight: 800; }
.pressure-item p { margin: 0; color: #babcc1; font-size: .9rem; }
.pressure-item strong { display: block; color: var(--white); font-size: 1.04rem; }
.panel-footnote { margin: 1rem 1rem 0 0; color: #9d9fa5; font-size: .76rem; line-height: 1.5; }
.hero-stats { grid-column: 1 / -1; display: grid; grid-template-columns: repeat(3, 1fr); margin-top: clamp(3rem, 7vw, 6rem); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.hero-stats div { display: grid; grid-template-columns: auto 1fr; gap: 1rem; align-items: center; padding: 1.25rem clamp(.75rem, 2.2vw, 2rem); }
.hero-stats div + div { border-left: 1px solid var(--line); }
.hero-stats strong { color: var(--red); font-size: clamp(1.8rem, 3.5vw, 3.2rem); line-height: 1; letter-spacing: -.06em; }
.hero-stats .word-stat { font-size: clamp(1.25rem, 2.6vw, 2.15rem); letter-spacing: -.045em; }
.hero-stats span { max-width: 120px; font-size: .78rem; line-height: 1.25; font-weight: 800; text-transform: uppercase; letter-spacing: .06em; }

.quick-start { max-width: var(--max); margin: 0 auto; padding: clamp(4rem, 7vw, 6rem) 1.25rem 0; }
.quick-start-heading { display: flex; justify-content: space-between; gap: 2rem; align-items: end; margin-bottom: 1.5rem; }
.quick-start-heading .eyebrow { margin: 0 0 .4rem; }
.quick-start-heading h2 { max-width: 720px; margin: 0; font-size: clamp(2.1rem, 4.5vw, 4rem); line-height: .98; letter-spacing: -.06em; text-transform: uppercase; }
.quick-start-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; border: 1px solid var(--line); background: var(--line); }
.quick-start-grid article { min-height: 285px; display: flex; flex-direction: column; padding: 1.6rem; background: var(--white); border-top: 5px solid transparent; transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.quick-start-grid article:last-child { background: var(--ink); color: var(--white); }
.quick-start-grid article:hover { z-index: 1; transform: translateY(-5px); border-top-color: var(--red); box-shadow: var(--shadow); }
.quick-start-grid article > span { color: var(--red); font-size: .78rem; font-weight: 900; letter-spacing: .14em; }
.quick-start-grid h3 { margin: 2.3rem 0 .65rem; font-size: clamp(1.5rem, 2.4vw, 2.15rem); line-height: 1; letter-spacing: -.045em; }
.quick-start-grid p { margin: 0 0 1.5rem; color: var(--gray); }
.quick-start-grid article:last-child p { color: #b9bbc0; }
.quick-start-grid a { display: inline-flex; gap: .55rem; align-items: center; width: fit-content; margin-top: auto; color: var(--red); font-weight: 900; text-underline-offset: 4px; }
.quick-start-grid article:last-child a { color: #ff777b; }
.quick-start-grid a span { transition: transform .2s ease; }
.quick-start-grid a:hover span, .quick-start-grid a:focus-visible span { transform: translateX(4px); }

.section { max-width: var(--max); margin: 0 auto; padding: clamp(5rem, 9vw, 8rem) 1.25rem; }
.section-heading { display: grid; grid-template-columns: minmax(0, 1.2fr) minmax(260px, .55fr); gap: 2rem; align-items: end; margin-bottom: 2.5rem; }
.section-heading .eyebrow { grid-column: 1 / -1; margin-bottom: -1rem; }
.section-heading h2 { margin: 0; max-width: 800px; font-size: clamp(2.4rem, 5vw, 4.6rem); line-height: .98; letter-spacing: -.06em; text-transform: uppercase; }
.section-heading > p:last-child { margin: 0; color: var(--gray); }
.service-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.service-card { position: relative; background: var(--white); padding: clamp(1.5rem, 4vw, 3.5rem); overflow: hidden; }
.service-card.featured { background: var(--ink); color: var(--white); }
.service-number { position: absolute; right: -.04em; top: -.17em; color: rgba(196,22,28,.1); font-size: clamp(9rem, 22vw, 18rem); line-height: 1; font-weight: 900; letter-spacing: -.1em; pointer-events: none; }
.featured .service-number { color: rgba(255,255,255,.055); }
.service-type { position: relative; margin: 0 0 2rem; color: var(--red); font-weight: 900; letter-spacing: .14em; text-transform: uppercase; }
.featured .service-type { color: #ff6c71; }
.service-card h3 { position: relative; max-width: 450px; margin: 0; font-size: clamp(1.8rem, 3vw, 3rem); line-height: 1.05; letter-spacing: -.045em; }
.price { position: relative; margin: 2rem 0; color: var(--red); font-size: clamp(4rem, 9vw, 7rem); font-weight: 900; line-height: .8; letter-spacing: -.08em; }
.price span { font-size: .38em; vertical-align: top; }
.featured .price { color: #ff5d62; }
.service-card ul { position: relative; margin: 0 0 2.5rem; padding: 0; list-style: none; }
.service-card li { padding: .85rem 0 .85rem 1.3rem; border-top: 1px solid var(--line); }
.featured li { border-color: rgba(255,255,255,.16); }
.service-card li::before { content: ""; position: absolute; width: 6px; height: 6px; margin: .55rem 0 0 -1.3rem; background: var(--red); }
.text-link { position: relative; display: inline-flex; gap: .65rem; align-items: center; font-weight: 900; color: var(--red); text-decoration-thickness: 2px; text-underline-offset: 5px; }
.featured .text-link { color: #ff7478; }
.text-link span { transition: transform .2s ease; }
.text-link:hover span, .text-link:focus-visible span { transform: translateX(4px); }

.service-hub { padding-top: clamp(5rem, 9vw, 8rem); }
.service-hub-heading { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(280px, .48fr); gap: 2.5rem; align-items: end; margin-bottom: 3rem; }
.service-hub-heading h2 { max-width: 850px; margin: 0; font-size: clamp(2.6rem, 5.7vw, 5.2rem); line-height: .94; letter-spacing: -.07em; text-transform: uppercase; }
.service-hub-heading > p { margin: 0; color: var(--gray); font-size: 1.04rem; }
.service-toolbar { display: grid; grid-template-columns: auto minmax(0, 1fr) auto; gap: 1rem 1.5rem; align-items: center; margin-bottom: 1rem; padding: 1rem 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.service-toolbar > p { margin: 0; }
.service-toolbar > p:first-child { font-size: .78rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.service-filters { display: flex; flex-wrap: wrap; gap: .45rem; }
.service-filters button { min-height: 40px; padding: .55rem .8rem; border: 1px solid #8c8d90; background: transparent; color: var(--ink); font-size: .82rem; font-weight: 800; transition: color .2s ease, background .2s ease, border-color .2s ease; }
.service-filters button:hover, .service-filters button:focus-visible { border-color: var(--red); color: var(--red); }
.service-filters button[aria-pressed="true"] { border-color: var(--ink); background: var(--ink); color: var(--white); }
.service-count { color: var(--gray); font-size: .78rem; white-space: nowrap; }
.offer-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; border: 1px solid var(--line); background: var(--line); }
.offer-card { position: relative; min-height: 490px; display: flex; flex-direction: column; padding: clamp(1.5rem, 3.2vw, 3rem); background: var(--white); overflow: hidden; transition: transform .2s ease, box-shadow .2s ease; }
.offer-card:hover { z-index: 1; transform: translateY(-4px); box-shadow: var(--shadow); }
.offer-index { position: absolute; right: -.04em; top: -.18em; color: rgba(196,22,28,.09); font-size: clamp(9rem, 18vw, 14rem); line-height: 1; font-weight: 900; letter-spacing: -.1em; pointer-events: none; }
.offer-kicker { position: relative; margin: 0 0 2rem; color: var(--red); font-size: .76rem; font-weight: 900; letter-spacing: .15em; text-transform: uppercase; }
.offer-card h3 { position: relative; max-width: 520px; margin: 0; font-size: clamp(2rem, 3.8vw, 3.5rem); line-height: .98; letter-spacing: -.06em; }
.offer-card > p:not(.offer-kicker, .offer-disclaimer) { position: relative; max-width: 650px; color: var(--gray); }
.offer-card ul { position: relative; margin: 1rem 0 2rem; padding: 0; list-style: none; }
.offer-card li { padding: .65rem 0 .65rem 1.15rem; border-top: 1px solid var(--line); }
.offer-card li::before { content: ""; position: absolute; width: 6px; height: 6px; margin: .52rem 0 0 -1.15rem; background: var(--red); }
.offer-action { position: relative; display: inline-flex; align-items: center; gap: .65rem; width: fit-content; margin-top: auto; color: var(--red); font-weight: 900; text-decoration-thickness: 2px; text-underline-offset: 5px; }
.offer-action span { transition: transform .2s ease; }
.offer-action:hover span, .offer-action:focus-visible span { transform: translateX(4px); }
.offer-card-dark, .offer-bankruptcy-card { background: var(--ink); color: var(--white); }
.offer-card-dark .offer-index, .offer-bankruptcy-card .offer-index { color: rgba(255,255,255,.06); }
.offer-card-dark .offer-kicker, .offer-bankruptcy-card .offer-kicker { color: #ff777b; }
.offer-card-dark > p:not(.offer-kicker), .offer-bankruptcy-card > p:not(.offer-kicker) { color: #b9bbc0; }
.offer-card-dark li, .offer-bankruptcy-card li { border-color: rgba(255,255,255,.17); }
.offer-card-dark .offer-action, .offer-bankruptcy-card .offer-action { color: #ff777b; }
.offer-card-red { background: var(--red); color: var(--white); }
.offer-card-red .offer-index { color: rgba(255,255,255,.1); }
.offer-card-red .offer-kicker { color: #310709; }
.offer-card-red > p:not(.offer-kicker) { color: #ffe4e5; }
.offer-card-red li { border-color: rgba(255,255,255,.35); }
.offer-card-red li::before { background: var(--white); }
.offer-card-red .offer-action { color: var(--white); }
.offer-disclaimer { position: relative; margin: 1rem 0 0; color: #ffd8da; font-size: .75rem; line-height: 1.45; }

.service-planner { background: var(--ink); color: var(--white); }
.service-planner-inner { max-width: var(--max); margin: 0 auto; padding: clamp(5rem, 9vw, 8rem) 1.25rem; display: grid; grid-template-columns: minmax(270px, .52fr) minmax(0, 1fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.planner-copy { position: sticky; top: 2rem; }
.planner-copy .eyebrow { color: #ff6d72; }
.planner-copy h2 { margin: 0; font-size: clamp(2.6rem, 5vw, 4.8rem); line-height: .95; letter-spacing: -.065em; text-transform: uppercase; }
.planner-copy > p:last-child { color: #b7b9be; }
.planner-form { padding: clamp(1.5rem, 4vw, 3rem); background: var(--paper); color: var(--ink); }
.planner-form fieldset { margin: 0 0 1.5rem; padding: 0; border: 0; }
.planner-form legend { margin-bottom: 1rem; font-size: 1.15rem; font-weight: 900; }
.planner-form fieldset label { display: grid; grid-template-columns: 22px 1fr; gap: .7rem; align-items: start; padding: .75rem; border-top: 1px solid var(--line); cursor: pointer; }
.planner-form fieldset label:hover { background: var(--white); }
.planner-form fieldset label:has(input:checked) { background: var(--white); box-shadow: inset 5px 0 0 var(--red); }
.planner-form input[type="checkbox"] { width: 19px; height: 19px; margin-top: .12rem; accent-color: var(--red); }
.planner-stage { display: grid; gap: .5rem; margin-bottom: 1.2rem; font-weight: 900; }
.planner-stage select { min-height: 50px; width: 100%; padding: .8rem .9rem; border: 1px solid #97989b; border-radius: 0; background: var(--white); }
.planner-error { margin: 0 0 1rem; padding: .8rem; border-left: 5px solid var(--red); background: #ffe1e2; color: var(--ink); font-weight: 700; }
.planner-result { grid-column: 2; padding: clamp(2rem, 5vw, 4rem); border-left: 8px solid var(--red); background: var(--white); color: var(--ink); }
.planner-result h3 { margin: 0; font-size: clamp(2.2rem, 4.4vw, 4rem); line-height: .98; letter-spacing: -.06em; }
.planner-result > p:not(.result-kicker) { color: var(--gray); }
.planner-result ol { margin: 2rem 0; padding: 0; list-style: none; counter-reset: plan; border-top: 1px solid var(--line); }
.planner-result li { counter-increment: plan; display: grid; grid-template-columns: 3rem 1fr; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid var(--line); }
.planner-result li::before { content: "0" counter(plan); color: var(--red); font-weight: 900; }

.relief-band { background: var(--red); color: var(--white); }
.relief-band-inner { max-width: var(--max); margin: 0 auto; padding: clamp(4.5rem, 8vw, 7rem) 1.25rem; }
.relief-band .eyebrow { color: #2a0708; }
.relief-band h2 { max-width: 850px; margin: 0; font-size: clamp(2.5rem, 5.5vw, 5rem); line-height: .96; letter-spacing: -.065em; text-transform: uppercase; }
.relief-list { display: grid; grid-template-columns: repeat(4, 1fr); margin-top: 3rem; border-top: 1px solid rgba(255,255,255,.4); border-bottom: 1px solid rgba(255,255,255,.4); }
.relief-list > div { padding: 1.6rem 1.2rem 1.8rem 0; }
.relief-list > div + div { padding-left: 1.2rem; border-left: 1px solid rgba(255,255,255,.4); }
.relief-list span { display: block; margin-bottom: 2.5rem; color: #39090b; font-size: .78rem; font-weight: 900; }
.relief-list strong { display: block; font-size: 1.2rem; }
.relief-list p { margin: .5rem 0 0; color: #ffe5e6; font-size: .92rem; }
.legal-line { max-width: 850px; margin: 1rem 0 0; color: #ffd4d5; font-size: .78rem; }

.compare-heading { margin-bottom: 3rem; }
.chapter-switcher { display: grid; grid-template-columns: minmax(220px, .38fr) minmax(0, 1fr); border: 1px solid var(--line); background: var(--white); }
.chapter-tabs { display: grid; align-content: start; background: #e7e4de; border-right: 1px solid var(--line); }
.chapter-tabs button { display: grid; grid-template-columns: 4.5rem 1fr; align-items: center; gap: .8rem; min-height: 120px; padding: 1.25rem; border: 0; border-bottom: 1px solid var(--line); background: transparent; color: var(--ink); text-align: left; font-weight: 900; }
.chapter-tabs button span { color: var(--red); font-size: 2.3rem; line-height: 1; letter-spacing: -.07em; }
.chapter-tabs button[aria-selected="true"] { background: var(--ink); color: var(--white); }
.chapter-tabs button[aria-selected="true"] span { color: #ff6267; }
.chapter-panel { padding: clamp(1.5rem, 4vw, 3.5rem); }
.chapter-lead { display: grid; grid-template-columns: minmax(130px, .3fr) 1fr; gap: 1.5rem; align-items: start; }
.chapter-label { margin: .4rem 0 0; color: var(--red); font-size: .78rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.chapter-lead h3 { margin: 0; max-width: 650px; font-size: clamp(2rem, 4vw, 3.7rem); line-height: 1; letter-spacing: -.055em; }
.chapter-facts { display: grid; grid-template-columns: 1fr 1fr; margin: 2.5rem 0; border-top: 1px solid var(--line); }
.chapter-facts div { padding: 1.2rem 1.5rem 1.2rem 0; border-bottom: 1px solid var(--line); }
.chapter-facts div:nth-child(even) { padding-left: 1.5rem; border-left: 1px solid var(--line); }
.chapter-facts dt { margin-bottom: .35rem; font-weight: 900; }
.chapter-facts dd { margin: 0; color: var(--gray); }
.chapter-panel > a { color: var(--red); font-weight: 900; text-underline-offset: 4px; }

.path-check { display: grid; grid-template-columns: minmax(250px, .62fr) minmax(0, 1fr); margin-top: clamp(3rem, 6vw, 5rem); border-top: 6px solid var(--ink); background: #dedbd4; }
.path-intro { padding: clamp(1.6rem, 4vw, 3rem); }
.path-intro h3 { margin: 0; font-size: clamp(2rem, 3.6vw, 3.4rem); line-height: 1; letter-spacing: -.055em; }
.path-intro > p:not(.eyebrow) { color: #55575b; }
.micro-disclaimer { font-size: .8rem; }
.path-form { padding: clamp(1.4rem, 4vw, 3rem); background: var(--white); }
.path-form fieldset { margin: 0; padding: 0 0 1.5rem; border: 0; }
.path-form fieldset + fieldset { padding-top: 1.5rem; border-top: 1px solid var(--line); }
.path-form legend { margin-bottom: .8rem; font-weight: 900; }
.path-form label { position: relative; display: flex; align-items: flex-start; gap: .7rem; padding: .65rem .75rem; cursor: pointer; }
.path-form label:hover { background: #f5f3ef; }
.path-form label:has(input:checked) { background: var(--red-soft); box-shadow: inset 4px 0 0 var(--red); }
.path-form input { flex: 0 0 auto; width: 19px; height: 19px; margin-top: .18rem; accent-color: var(--red); }
.path-form .button { margin-top: .5rem; }
.path-result { grid-column: 2; padding: clamp(2rem, 5vw, 4rem); background: var(--white); border-left: 8px solid var(--red); }
.result-kicker { margin: 0 0 .75rem; color: var(--red); font-size: .78rem; font-weight: 900; letter-spacing: .15em; text-transform: uppercase; }
.path-result h3 { max-width: 700px; margin: 0; font-size: clamp(2.2rem, 4.4vw, 4.2rem); line-height: .98; letter-spacing: -.06em; }
.path-result > p:not(.result-kicker) { max-width: 700px; color: var(--gray); font-size: 1.08rem; }
.result-actions { display: flex; flex-wrap: wrap; gap: .75rem; margin-top: 1.5rem; }

.process { padding-top: 2rem; }
.process-heading { display: grid; grid-template-columns: minmax(0, 1fr) minmax(250px, .42fr); gap: 2rem; align-items: end; }
.process-heading .eyebrow { grid-column: 1 / -1; margin-bottom: -1rem; }
.process-heading h2 { margin: 0; max-width: 820px; font-size: clamp(2.5rem, 5.5vw, 5rem); line-height: .96; letter-spacing: -.065em; text-transform: uppercase; }
.process-heading > p:last-child { margin: 0; color: var(--gray); }
.process-list { margin: 3.5rem 0 0; padding: 0; list-style: none; border-top: 1px solid var(--line); }
.process-list li { display: grid; grid-template-columns: minmax(80px, .2fr) 1fr; gap: 1rem; padding: 1.6rem 0; border-bottom: 1px solid var(--line); }
.process-list li { transition: padding-left .2s ease, background .2s ease; }
.process-list li:hover { padding-left: 1rem; background: rgba(255,255,255,.5); }
.process-list li > span { color: var(--red); font-size: 1.4rem; font-weight: 900; }
.process-list h3 { margin: 0; font-size: clamp(1.35rem, 2.7vw, 2.2rem); letter-spacing: -.035em; }
.process-list p { max-width: 720px; margin: .5rem 0 0; color: var(--gray); }
.experience-card { display: grid; grid-template-columns: minmax(140px, .28fr) 1fr minmax(230px, .52fr); gap: clamp(1.5rem, 4vw, 3.5rem); align-items: center; margin-top: 4rem; padding: clamp(1.6rem, 4vw, 3.5rem); background: var(--ink); color: var(--white); }
.experience-number { color: #ff5d62; font-size: clamp(5rem, 11vw, 9rem); line-height: .8; font-weight: 900; letter-spacing: -.09em; }
.experience-card h3 { margin: 0; font-size: clamp(1.8rem, 3.3vw, 3rem); line-height: 1; letter-spacing: -.05em; }
.experience-card p:not(.eyebrow) { color: #b9bbc0; }
.experience-note { padding-left: 1.5rem; border-left: 1px solid rgba(255,255,255,.2); }
.experience-note strong { color: var(--white); font-size: 1.1rem; }

.start-section { background: var(--ink); color: var(--white); }
.start-inner { max-width: var(--max); margin: 0 auto; padding: clamp(5rem, 9vw, 8rem) 1.25rem; display: grid; grid-template-columns: minmax(0, .85fr) minmax(380px, 1fr); gap: clamp(2rem, 6vw, 6rem); align-items: start; }
.start-copy { position: sticky; top: 2rem; }
.start-copy .eyebrow { color: #ff6469; }
.start-copy h2 { margin: 0; font-size: clamp(2.6rem, 5vw, 4.8rem); line-height: .95; letter-spacing: -.065em; text-transform: uppercase; }
.start-copy > p:not(.eyebrow) { color: #b7b9be; }
.contact-direct { display: grid; margin-top: 2.2rem; border-top: 1px solid rgba(255,255,255,.2); }
.contact-direct a { display: grid; grid-template-columns: 5rem 1fr; gap: 1rem; padding: 1rem 0; border-bottom: 1px solid rgba(255,255,255,.2); text-decoration: none; }
.contact-direct span { color: #ff6469; font-size: .76rem; font-weight: 900; letter-spacing: .14em; text-transform: uppercase; }
.contact-direct strong { overflow-wrap: anywhere; }
.contact-direct a:hover strong, .contact-direct a:focus-visible strong { color: #ff777b; }
.urgent-note { margin-top: 2rem; padding: 1.2rem; border-left: 5px solid var(--red); background: rgba(255,255,255,.06); }
.urgent-note p { margin: .4rem 0 0; color: #b7b9be; font-size: .83rem; }

.contact-form { background: var(--paper); color: var(--ink); padding: clamp(1.4rem, 4vw, 3rem); }
.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 1rem; }
.contact-form label { display: grid; gap: .45rem; margin-bottom: 1rem; font-size: .83rem; font-weight: 900; }
.contact-form input, .contact-form select, .contact-form textarea { width: 100%; border: 1px solid #9b9b9d; border-radius: 0; background: var(--white); color: var(--ink); padding: .85rem .9rem; font-size: 1rem; font-weight: 400; }
.contact-form input, .contact-form select { min-height: 50px; }
.contact-form textarea { resize: vertical; min-height: 130px; }
.contact-form input:focus, .contact-form select:focus, .contact-form textarea:focus { border-color: var(--red); box-shadow: 0 0 0 2px rgba(196,22,28,.16); outline: 0; }
.contact-form .is-invalid { border-color: var(--red); box-shadow: 0 0 0 2px rgba(196,22,28,.18); }
.form-hint { margin: -.45rem 0 1rem; color: var(--gray); font-size: .78rem; }
.contact-form .consent { grid-template-columns: 20px 1fr; gap: .75rem; align-items: start; font-weight: 400; line-height: 1.45; }
.consent input { width: 19px; height: 19px; min-height: 0; margin: .12rem 0 0; accent-color: var(--red); }
.form-error { margin: 1rem 0; padding: .85rem; border-left: 5px solid var(--red); background: #ffe3e4; font-weight: 700; }
.submit-button { width: 100%; }
.submit-note { margin: .8rem 0 0; color: var(--gray); font-size: .76rem; text-align: center; }
.submission-ready { margin-top: 1.25rem; padding: 1rem; border: 1px solid #9e9fa2; background: var(--white); }
.submission-ready p { margin: .35rem 0 .8rem; color: var(--gray); }
.copy-button { padding: .7rem .9rem; border: 1px solid var(--ink); background: transparent; font-weight: 900; }
.copy-button:hover, .copy-button:focus-visible { background: var(--ink); color: var(--white); }

.faq { display: grid; grid-template-columns: minmax(260px, .48fr) minmax(0, 1fr); gap: clamp(2rem, 6vw, 6rem); }
.faq-intro { align-self: start; position: sticky; top: 2rem; }
.faq-intro h2 { margin: 0; font-size: clamp(2.4rem, 4.4vw, 4rem); line-height: .98; letter-spacing: -.06em; text-transform: uppercase; }
.faq-intro > p:last-child { color: var(--gray); }
.faq-list { border-top: 1px solid var(--line); }
.faq-list details { border-bottom: 1px solid var(--line); }
.faq-list summary { position: relative; padding: 1.5rem 3rem 1.5rem 0; font-size: 1.08rem; font-weight: 900; cursor: pointer; list-style: none; }
.faq-list summary:hover { color: var(--red); }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary::after { content: "+"; position: absolute; right: .2rem; top: 1.2rem; color: var(--red); font-size: 1.8rem; line-height: 1; font-weight: 400; }
.faq-list details[open] summary::after { content: "−"; }
.faq-list details p { max-width: 750px; margin: -.3rem 3rem 1.5rem 0; color: var(--gray); }
.official-resources { grid-column: 1 / -1; display: flex; flex-wrap: wrap; gap: 1rem 1.5rem; align-items: center; margin-top: 1rem; padding: 1.25rem; border: 1px solid var(--line); background: var(--white); }
.official-resources p { margin: 0 auto 0 0; }
.official-resources a { color: var(--red); font-weight: 900; text-underline-offset: 4px; }

.site-footer { background: #e5e2dc; color: #55575b; padding: 3rem max(1.25rem, calc((100vw - var(--max)) / 2)); border-top: 6px solid var(--red); font-size: .83rem; }
.footer-top { display: grid; grid-template-columns: minmax(250px, .8fr) minmax(140px, .4fr) minmax(240px, .7fr); gap: 2rem; align-items: start; padding-bottom: 2rem; border-bottom: 1px solid rgba(13,14,16,.16); }
.footer-logo .brand-logo-img { width: 260px; height: 88px; }
.footer-nav { display: grid; gap: .35rem; padding-left: 1.5rem; border-left: 1px solid rgba(13,14,16,.16); }
.footer-nav a { width: fit-content; color: var(--ink); font-weight: 800; text-decoration: none; }
.footer-nav a:hover, .footer-nav a:focus-visible { color: var(--red); text-decoration: underline; text-underline-offset: 4px; }
.footer-contact { display: grid; gap: .25rem; text-align: right; }
.footer-contact a { color: var(--ink); text-decoration: none; font-weight: 700; }
.footer-bottom { display: flex; justify-content: flex-end; padding-top: 1.5rem; }
.site-footer p { max-width: 900px; margin: 0; }
.footer-meta { display: flex; flex-wrap: wrap; justify-content: flex-end; gap: 1rem; white-space: nowrap; }
.footer-meta button { padding: 0; border: 0; background: transparent; color: #55575b; text-decoration: underline; }
.footer-meta a { color: #55575b; }
.mobile-actions { display: none; }
.back-to-top { position: fixed; z-index: 35; right: 1.2rem; bottom: 1.2rem; display: inline-flex; align-items: center; gap: .55rem; padding: .75rem .9rem; border: 1px solid rgba(255,255,255,.22); background: var(--ink); color: var(--white); font-size: .78rem; font-weight: 900; text-transform: uppercase; letter-spacing: .08em; box-shadow: 0 12px 32px rgba(0,0,0,.22); opacity: 0; pointer-events: none; transform: translateY(12px); transition: opacity .2s ease, transform .2s ease, background .2s ease; }
.back-to-top.is-visible { opacity: 1; pointer-events: auto; transform: translateY(0); }
.back-to-top:hover, .back-to-top:focus-visible { background: var(--red); }

.policy-dialog { width: min(650px, calc(100% - 2rem)); max-height: calc(100vh - 2rem); border: 0; padding: clamp(1.5rem, 4vw, 3rem); background: var(--paper); color: var(--ink); box-shadow: 0 30px 90px rgba(0,0,0,.42); }
.policy-dialog::backdrop { background: rgba(0,0,0,.75); }
.policy-dialog h2 { margin: 0; font-size: clamp(2rem, 5vw, 3.4rem); line-height: 1; letter-spacing: -.055em; }
.policy-dialog p:not(.eyebrow) { color: var(--gray); }
.dialog-close { position: absolute; right: 1rem; top: .6rem; border: 0; background: transparent; color: var(--ink); font-size: 2rem; line-height: 1; }

@media (max-width: 1050px) and (min-width: 821px) {
  .brand-logo-img { width: 205px; height: 68px; }
  .site-nav { gap: .9rem; }
  .quick-start-grid { grid-template-columns: 1fr 1fr; }
  .footer-top { grid-template-columns: 1fr 1fr; }
  .footer-contact { grid-column: 1 / -1; text-align: left; }
}

@media (max-width: 820px) {
  .utility-bar p { display: none; }
  .utility-bar { justify-content: center; }
  .site-header { min-height: 88px; }
  .brand-logo-img { width: 194px; height: 64px; }
  .site-header.is-scrolled .brand-logo-img { width: 180px; height: 58px; }
  .menu-button { display: block; }
  .site-nav { position: absolute; z-index: 20; left: 1rem; right: 1rem; top: calc(100% + .35rem); display: none; align-items: stretch; gap: 0; background: var(--ink); color: var(--white); padding: .7rem; box-shadow: 0 20px 50px rgba(0,0,0,.24); }
  .site-nav.is-open { display: grid; }
  .site-nav a { padding: 1rem; border-bottom: 1px solid rgba(255,255,255,.14); }
  .nav-cta { margin-top: .5rem; text-align: center; border-bottom: 0 !important; }
  .hero { grid-template-columns: 1fr; }
  .hero h1 { font-size: clamp(3rem, 15vw, 5.4rem); }
  .pressure-panel { margin-top: 3rem; }
  .hero-stats { grid-template-columns: 1fr; }
  .hero-stats div + div { border-left: 0; border-top: 1px solid var(--line); }
  .quick-start-heading { display: block; }
  .quick-start-grid { grid-template-columns: 1fr 1fr; }
  .section-heading { grid-template-columns: 1fr; }
  .section-heading .eyebrow { margin-bottom: 0; }
  .service-grid { grid-template-columns: 1fr; }
  .service-hub-heading { grid-template-columns: 1fr; }
  .service-toolbar { grid-template-columns: 1fr; align-items: start; }
  .service-count { white-space: normal; }
  .offer-grid { grid-template-columns: 1fr; }
  .offer-card { min-height: 0; }
  .service-planner-inner { grid-template-columns: 1fr; }
  .planner-copy { position: static; }
  .planner-result { grid-column: 1; }
  .relief-list { grid-template-columns: 1fr 1fr; }
  .relief-list > div:nth-child(3) { border-left: 0; border-top: 1px solid rgba(255,255,255,.4); padding-left: 0; }
  .relief-list > div:nth-child(4) { border-top: 1px solid rgba(255,255,255,.4); }
  .chapter-switcher { grid-template-columns: 1fr; }
  .chapter-tabs { grid-template-columns: 1fr 1fr; border-right: 0; border-bottom: 1px solid var(--line); }
  .chapter-tabs button { min-height: 86px; border-bottom: 0; }
  .chapter-tabs button + button { border-left: 1px solid var(--line); }
  .chapter-lead { grid-template-columns: 1fr; }
  .path-check { grid-template-columns: 1fr; }
  .path-result { grid-column: 1; }
  .process-heading { grid-template-columns: 1fr; }
  .process-heading .eyebrow { margin-bottom: 0; }
  .experience-card { grid-template-columns: 1fr; }
  .experience-note { padding: 1.5rem 0 0; border-left: 0; border-top: 1px solid rgba(255,255,255,.2); }
  .start-inner { grid-template-columns: 1fr; }
  .start-copy { position: static; }
  .faq { grid-template-columns: 1fr; }
  .faq-intro { position: static; }
  .footer-top { grid-template-columns: 1fr; }
  .footer-nav { padding: 1.25rem 0 0; border-left: 0; border-top: 1px solid rgba(13,14,16,.16); }
  .footer-bottom { justify-content: flex-start; }
  .footer-contact { text-align: left; }
  .footer-meta { justify-content: flex-start; }
}

@media (max-width: 520px) {
  .brand-logo-img { width: min(180px, calc(100vw - 120px)); height: 60px; }
  .hero { padding-top: 3rem; }
  .hero-actions, .button { width: 100%; }
  .hero-assurances { display: grid; gap: .55rem; }
  .hero-logo-wrap img { width: min(100%, 315px); height: auto; }
  .quick-start-grid { grid-template-columns: 1fr; }
  .quick-start-grid article { min-height: 240px; }
  .service-filters { display: grid; grid-template-columns: 1fr 1fr; }
  .service-filters button:first-child { grid-column: 1 / -1; }
  .offer-card { padding: 1.5rem; }
  .planner-form, .planner-result { margin-left: -1.25rem; margin-right: -1.25rem; }
  body { padding-bottom: 58px; }
  .relief-list { grid-template-columns: 1fr; }
  .relief-list > div + div, .relief-list > div:nth-child(3) { padding-left: 0; border-left: 0; border-top: 1px solid rgba(255,255,255,.4); }
  .relief-list span { margin-bottom: 1rem; }
  .chapter-tabs button { grid-template-columns: 1fr; gap: .15rem; min-height: 92px; }
  .chapter-tabs button span { font-size: 1.8rem; }
  .chapter-facts { grid-template-columns: 1fr; }
  .chapter-facts div, .chapter-facts div:nth-child(even) { padding: 1rem 0; border-left: 0; }
  .process-list li { grid-template-columns: 3rem 1fr; }
  .form-row { grid-template-columns: 1fr; gap: 0; }
  .contact-form { margin-left: -1.25rem; margin-right: -1.25rem; }
  .mobile-actions { position: fixed; z-index: 50; left: 0; right: 0; bottom: 0; display: grid; grid-template-columns: 1fr 1fr; min-height: 58px; background: var(--ink); box-shadow: 0 -8px 25px rgba(0,0,0,.2); }
  .mobile-actions a { display: grid; place-items: center; color: var(--white); text-decoration: none; font-weight: 900; }
  .mobile-actions a:last-child { background: var(--red); }
  .back-to-top { display: none; }
  .footer-logo .brand-logo-img { width: min(260px, 100%); }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; transition-duration: .01ms !important; }
}